Home Equity Loan

A Home Equity Loan is a loan that allows homeowners to borrow money by using the equity in their home as collateral. The loan is a lump-sum, where you borrow a fixed amount of money at a fixed interest rate, and you repay it over a set period with regular monthly payments, without any impact against your current mortgage. It can be a good option if you need a specific amount of money and prefer predictable payments.

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