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Hi, I’m here to guide you through your Echo Mortgage journey.
Let’s explore how Echo Mortgage can help.
Get personalized guidance every step of the way to help you confidently find the perfect mortgage tailored to your unique financial situation and goals.
Buying a home is one of the biggest financial decisions you will make. Whether you are purchasing your first property or adding to your portfolio, choosing the right home purchase mortgage can make a major difference in your long term financial health.
Buying your home was just the first step. As your financial situation changes, your mortgage should evolve with it. Refinancing allows you to adjust your current mortgage to better fit your goals today.
If you are a homeowner looking to access the equity in your property without selling, a reverse mortgage may be the right solution.
A home equity loan allows you to unlock that value and turn it into usable funds. Whether you are planning renovations, consolidating debt, or covering major expenses, this type of loan gives you access to a fixed amount with predictable repayment terms.
Your home equity can be a powerful financial tool when used the right way.
When your mortgage term comes up for renewal, you are not locked into your current lender. In fact, this is one of the best opportunities to improve your mortgage and save money.
Falling behind on your mortgage can feel overwhelming, and time is not on your side. If you are facing missed payments, lender notices, or a potential power of sale, acting quickly is critical.
Managing multiple debts can quickly become overwhelming. High interest rates, multiple due dates, and rising balances can make it feel like you are constantly falling behind.
Not every borrower fits into the strict guidelines of traditional banks. That does not mean you should be out of options.
Use our calculators for quick, visual insights.
With over 20 years of mortgage experience, we understand what homeowners truly need. At Echo Mortgage, our mission is to resonate with our clients.
We achieve this by offering personalized, sound financial solutions that reflect their unique needs and aspirations, regardless of the client’s financial situation. We are committed to providing exceptional service, fostering trust, and echoing excellence in every mortgage journey. Furthermore, helping our clients achieve their dreams of homeownership with clarity and confidence.
Review your credit, budget, and overall financial picture.
Understand what you can afford and strengthen your offer.
Choose a solution tailored to your needs and goals.
Complete the process with confidence and move into your new home.
Nora was able to help us consolidate most of our debt. She is helping us to rebuild our credit and to be able to remortgage in a year for a better deal. We had a few misunderstandings but Nora always found out the answers for us so we understood the... Read More
Working with Rohina, Echo Mortgage for my refinancing. It was a great experience. Rohina was very helpful, knowledgeable, and made sure everything was handled efficiently. Rohina took the time to explain the process and kept me informed along the way... Read More
Carlos Ramirez who works at Echo Mortgage is great! Carlos listened to all my concerns and made it so I could understand it. Carlos was able to get me the best rate for my situation. I would recommend Carlos and Echo Mortgage.
Predatory Mortgage Broker! Beware! They misrepresented themselves to my brother who was dying of cancer and they took advantage of him! Rohina Pasani, Teresa Santaguida, Vince Santaguida, and this brokerage prey upon vulnerable people. They used ... Read More
I worked with Amanda. She was absolutely fantastic. Thank you so much for all your help. I can't believe it's done and I can actually breathe again. I am so very grateful for all that you have done.
The team at Echo, and Carlos in particular, were super helpful & efficient in delivering on my request. Communication throughout the process was top notch so I always knew what was going on and there were no surprises along the way. Should the need a... Read More
Where are any reviews for "Ashley" and "Delcia"?? Seems some people had good service---but NOT with the ones I named. Absolute, horrible experience with those two. There's so much bad to say, there's not enough room here. My experience: "Ashley" is t... Read More
Our experience with Echo Mortgage was amazing. Our mortgage representative Rohina was very helpful, and knowledgeable.
I had a great experience working with Carlos Ramirez at Echo Mortgage. He was hardworking, personable, and truly committed to securing me the lowest rate possible. Carlos stayed in regular contact, answered my questions quickly, and made even the mos... Read More
We would like to thank Rohina Pasani for the fast and friendly service she has provided for our mortgage needs. We would recommend her to friends and family. Thank you Rohina.
I had the pleasure of working with Rohina Pasani, after being rejected by all other mortgage brokers. I was initially working with another broker, who was very dishonest, and wasted two months of my time. After two months, they told me that the only ... Read More
Rohina pasani had done our mortgage and she is amazing!!! We had worked with someone previously that took months of back and forth but Rohina was able to finish our mortgage within a week. I was very pleased and impressed with her work and would reco... Read More
My husband and I have had the pleasure of working with Carlos over the last couple months. He was able to refinance us at a decent rate considering our credit score. He got us out of some bad debt and was able to remove my parents from title. He was... Read More
I had a great experience with Rohina she is very helpful and she guide me through this process always available to answer any questions or concerns I had thanks Rohina for all your help
Thank you Tom & Echo Mortgage. This was my first home purchase and Tom was very helpful and thorough throughout the process and was able to get us a great rate.
On behalf of my family and myself, we would like to thank you Nora and Echo Mortgage for the diligent effort towards helping us as homeowners find a perfect, affordable, suitable, mortgage loan with a top notch lender!
Tom was amazing at Echo Mortgage. Friendly and took the time to find us the best mortgage for us during our time of need. I wish to suggest that if you need help call Echo Mortgage they are there to help you. Thanks Tom for your great support. Blaine... Read More
They are very helpful and knowledgeable on helping out there lenders greatly appreciated
I had an excellent experience working with Tom as my mortgage broker. My situation was quite complicated, but Tom was extremely professional, patient, and dedicated throughout the entire process. He guided me step by step, kept me updated at all time... Read More
We are extremely grateful that we found Echo Mortgage Company and had the chance to work with Tom Coukos. He helped us refinance our mortgage, and even though there were a few hiccups at the end (which he had already informed us about), he guided us ... Read More
I reached out to this company 4 yrs ago and they set me up with a private lender. This lender held onto my mortgage till I was back onto me feet. Carlos this yr found me a bank to hold onto mortgage now. I am so grateful to these people and company f... Read More
My experience with echo mortgages was very good they were respectful kind and very helpful and understanding of what I needed to get done I would recommend them to everyone Allen Bell is was really great
I had a wonderful experience with Echo Mortgage company. Nora was amazing each step of the way. Her communication and professionalism was on point! I couldn't be happier with the level of service I received. Thank you for helping me receive my mortga... Read More
Lack of transparency, terrible communication, and very unprofessional. Our agent, Rohina, was very confident that we’d get approved and be able close by the end of October. She strategically told us about all the positives of getting a loan but neg... Read More
I’m pleased to say that I found my experience with Nora at Echo satisfying. She led me through the required steps in an efficient manner … and kept me informed throughout the process! Thanks for your help and support!
Nora and her team went above and beyond to get us a great rate and did an amazing job. She's wonderful to deal with. Thank you so much. Mike and Alison
Nora did a great job getting us an amazing rate by a private investor. Many thanks to Nora and the team for their hardwork and constant support through the loan process.
Loan Application Review – Job Well Done I would like to commend Nora for their outstanding performance in processing the recent loan application. From initial consultation to final approval, the entire process was handled with exceptional professio... Read More
Great experience and smooth process working with Nora. Would highly recommend her to anyone and the rate I received was best in the industry. Thanks again 🙂
We cannot say enough great things about Paulina! She made the whole mortgage process not as daunting. She kept in contact with us every step of the way and guided us through the whole process. Thank you Paulina!
My wife and I have been dealing with Carlos R from Echo Mortgage for a number of months in order to refinance our debts. While there were times of frustration due to all the documents and information required, Carlos was the definition of calm, cool... Read More
I would like to say thank you to Carlos Ramirez. It was so nice to work with Carlos, helping us to our Financial problems. He makes a good deal so we can afford to pay our mortgage every month. He did a great job , thank you again Carlos ????
I recently renewed my mortgage and was thoroughly impressed with the outstanding customer service I received from Amir. He was knowledgeable, patient and took the time to explain each step of the process. I felt supported every step of the way and ap... Read More
Allan at Echo Mortgages was great to work with. Knowledgeable and responsive to questions. Allan works hard to get the deal done and works with you to tailor the solution to your needs. I would recommend using Allan at Echo Mortgages if you are strug... Read More
Nora Youkhanis was able to secure a mortgage for us at a great rate. She was always available to answer any of our questions. I would recommend Nora for your mortgage needs.
Professional people Explained everything. Would do this again.
Tom Coukos was/is fantastic. He was VERY patient with me and explained everything. Just a great guy!
Allan was able to find us a solution when we didn’t think we had any options. We are very grateful for Allan’s help.
Working with Allan was a dream. He listened and actually heard what our concerns were, addressed everything, and made sure we had the best deal moving forward. We felt as though we were his only priority. Communication was key with Allan and his team... Read More
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Experience ease and confidence in your mortgage journey with expert support at every turn. Because home financing should feel straightforward not stressful.
Calculate your mortgage payments, amortization, and interest cost. Go To Calculator
55 Years of age or older? Fill in the short questionnaire to see how much you’re eligible for. Go To Calculator
Input all debts owed to see how much you can save, and how long it will take to pay it all off. Go To Calculator
Calculate how much house you can afford to help you stay on track of your budget. Go To Calculator
A mortgage broker can save you time and money by searching multiple lenders to find the best rates and terms available to you without negatively impacting your credit score. Brokers offer expert advice, personalized service, and assist with the application process.
Experienced mortgage brokers are able to leverage their relationships and performance with certain lenders which can result in better offers and approval for their clients.
Mortgage brokers can help all clients regardless of their credit, income, or employment status.
The time it takes to secure a new mortgage varies based on individual circumstances and lender processes. Generally, you can expect the mortgage to fund within 1-3 weeks from the initial application. This timeline can vary based on complexity and providing required documentation.
The mortgage rate you will qualify for is determined based on several factors such as your credit score, debt-to-income ratio, term of the loan you are applying for, market conditions and your property type and location.
Echo Mortgage strives to be your voice in the financing world, working tirelessly to help you achieve your goals. With expert guidance, a streamlined process, and competitive rates and products, we are confident that we are the right mortgage brokerage for you.
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