According to our calculations
Mortgage Payment Calculator
Calculate your mortgage payments, amortization, and interest cost.
Reverse Mortgage Calculator
55 Years of age or older? Fill in the short questionnaire to see how much you’re eligible for.
Debt Calculator
Input all debts owed to see how much you can save, and how long it will take to pay it all off.
Affordability Calculator
Calculate how much house you can afford to help you stay on track of your budget.
Frequently Asked Questions
Why use a Mortgage Broker?
A mortgage broker can save you time and money by searching multiple lenders to find the best rates and terms available to you without negatively impacting your credit score. Brokers offer expert advice, personalized service, and assist with the application process.
Experienced mortgage brokers are able to leverage their relationships and performance with certain lenders which can result in better offers and approval for their clients.
Do Mortgage Brokers only help people with bad credit?
Mortgage brokers can help all clients regardless of their credit, income, or employment status.
How long does it take to get a new mortgage?
The time it takes to secure a new mortgage varies based on individual circumstances and lender processes. Generally, you can expect the mortgage to fund within 1-3 weeks from the initial application. This timeline can vary based on complexity and providing required documentation.
What determines mortgage rates?
The mortgage rate you will qualify for is determined based on several factors such as your credit score, debt-to-income ratio, term of the loan you are applying for, market conditions and your property type and location.
Why choose echo mortgage?
Echo Mortgage strives to be your voice in the financing world, working tirelessly to help you achieve your goals. With expert guidance, a streamlined process, and competitive rates and products, we are confident that we are the right mortgage brokerage for you.
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