A Simple Breakdown for Homebuyers In Ontario’s real estate market, buyers seek flexible mortgage options like the 50-50 mortgage, a hybrid that splits the loan into fixed and variable portions, though it’s less common than traditional mortgages. But what is it—and is it right for you? What Is…
Understanding Mortgage Rate Trends in Ontario: What Homebuyers Need to Know Ontario’s housing market is one of the most dynamic in Canada — from the competitive streets of Toronto to the growing suburbs of Durham and Niagara. Whether you’re a first-time buyer or a experienced homeowner, understanding how…
Bank of Canada Cuts Interest Rate to 2.75%: What It Means for Canadians In a move widely anticipated by economists and market watchers, the Bank of Canada announced a quarter-point cut to its key interest rate, bringing it down from 3.00% to 2.75%. This marks the first rate…
Introduction A reverse mortgage does not mean you’re giving away your home or the equity built over time. Instead, it offers a range of benefits, including the option of a 5-year mortgage payment pause. This program helps seniors maintain financial peace of mind while retaining the remaining equity…
